Barbados
Currency: As of Aug 2017: $1 CND = $1.57 Barbadian
Official Language: English
Location: Barbados is an island in the Lesser Antilles. It is 34 kilometers in length and up to 23 km in width, covering an area of 432 km2.
Religion: 95 % Christian
Economy: Barbados is the 53rd richest country in the world in terms of GDP (Gross Domestic Product) per capita, has a well-developed mixed economy, and a moderately high standard of living.
Education: The Barbados literacy rate is ranked close to 100%. The mainstream public education system of Barbados is fashioned after the British model
Barbados Real Estate:
Beautiful coral stone homes, luxury villas, modern resorts, historic plantation houses, regal churches and the modest chattel homes are the hallmark of Barbados.
Leading the Caribbean from the early days of sugar through the Tourism boom and into the offshore Business arena, Barbados has developed a distinctive structure of services and facilities.
With a vibrant economy in a stable setting with excellent infrastructure, it’s an attractive place to live. No wonder that the world's richest families build elegant mansions on the islands shores, movie stars rent villas and companies have discovered its business benefits.
With its warm climate, social and political stability and friendly people, Barbados is the perfect place to purchase that retirement house or holiday home.
Where and What to Buy in Barbados:
Choose from luxury homes and villas to condominiums and town houses the popular beach front property of the West and the South coast is home to splendid luxury villas, while new areas of development and investment are opening in the North and East.
No matter what type and style of property you are looking for, whether rural, beach front or near the hustle and bustle of the Bridgetown I can assist in finding you want you are looking for.
Click the link below for examples of properties that you will find in beautiful Barbados.
For more listings or to ask any questions please contact me directly.
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JAMAICA
Currency: As of Aug 2017 $1 CND = $101.07 Jamaican
Official Language: English
Location: Jamaica is an island country in the Lesser Antilles with a total size of 10,990 square kilometers.
Religion: Mixed, with Christianity, Catholic and Rastafarianism.
Economy: Jamaica is a mixed economy major sectors of the Jamaican economy include agriculture, mining, manufacturing, tourism, and financial and insurance services. Tourism and mining are the leading earners of foreign exchange. Half the Jamaican economy relies on services, with half of its income coming from services such as tourism. An estimated 1.3 million foreign tourists visit Jamaica every year.
Education: After emancipation the West Indian Commission granted a sum of money to establish Elementary Schools, now known as All Age Schools. Most of these schools were established by the churches. this was the genesis of the modern Jamaican school system.
Jamaica Overview:
Bob Marley may have put reggae and Jamaica on the map, but there’s a reason people visit this jammin’ island over and over again. With its breathtaking beaches, enchanting waterfalls and a captivating musical culture, Jamaica strikes a chord, offering an array of adventures for anyone up for the experience of a lifetime. It’s Jamaica, Mon. You can’t help but relax and enjoy the festivities when you’re on the island. And there’s not a better way to savor the sounds of the island than through the Jamaican people. With their incredible friendliness, zest for creating colorful art, spicy Jamaican jerk cuisine and dance moves that will make even the reluctant hit the dance floor. You're bound to fall in love with this island!
Where and What to Buy in Jamaica
Foreign buyers usually head to the island’s northern coast, where properties are in great demand. The most popular properties are the more well-established ones such as Engrail, St. James and St. Ann, where several golf courses, resorts and beaches are located. Other good areas to invest in real estate include Westmoreland on the southern side of the island, Runaway Bay and Discovery Bay. Countryside areas like Falmouth and the surrounding region are also popular among those who prefer a quieter lifestyle.
No matter what type and style of property you are looking for, whether rural, beach front or near the hustle and bustle of the Kingston I can assist in finding you want you are looking for.
Click the link below for examples of properties that you will find in beautiful JAMAICA.
For more listings or to ask any questions please contact me directly.
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Dominican Republic
Currency: As of Aug 2017 $1 CND = $38
Official Language: Spanish
Location: Dominican Republic occupies the eastern five-eighths of the island of Hispaniola. The Dominican Republic is the second-largest Caribbean nation by area (after Cuba) at 48,445 square kilometers (18,705 sq mi), and third by population with approximately 10 million people, of which approximately three million live in the metropolitan area of Santo Domingo, the capital city.
Religion: As of 2014, 57% of the population (5.7 million) identified themselves as Roman Catholics and 23% (2.3 million) as Protestants (in Latin American countries, Protestants are usually called Evangelicos due to them being overwhelmingly Evangelical Protestant or Pentecostal). 95 % Christian
Economy: The Dominican Republic is the largest economy in the Caribbean and Central American region. It is an upper middle-income developing country. Over the last two decades, the Dominican Republic have been standing out as one of the fastest-growing economies in the Americas – with an average real GDP growth rate of 5.4% between 1992 and 2014.
Education: Preschool education is organized in different cycles and serves the 2–4 age group and the 4–6 age group. Preschool education is not mandatory except for the last year. Basic education is compulsory and serves the population of the 6–14 age groups. Secondary education is not compulsory, although it is the duty of the state to offer it for free.
Dominican Republic overview:
The Dominican Republic is the most visited destination in the Caribbean. The island has an average temperature of 26 °C (78.8 °F) and great climatic and biological diversity. Music and sports are of great importance in the Dominican culture, with Merengue and Bachata as the national dance and music, and baseball as the favorite sport. With breathtaking views of the landscape, the Dominican Republic would be the richest country in the Caribbean if its wealth could be measured by its landscape. The Dominican Republic is a dynamic place with its high mountains, fertile valleys and diverse ecosystems
Dominican Real Estate:
Expats on the whole tend to live where other expats live, which is in the north of the country, Puerto Plata, Sosúa, and Cabarete. These towns offer international supermarkets, gated communities, and several international restaurants, along with excellent healthcare. However, the new boom area is the east coast, Punta Cana and Bavaro, which has overtaken the north coast as the main tourist center and has a major international airport with more flights than the north.
No matter what type and style of property you are looking for, whether rural, beach front or near the hustle and bustle of Santo Domingo I can assist in finding you want you are looking for.
Click the link below for examples of properties that you will find in beautiful DOMINICAN REPUBLIC.
For more listings or to ask any questions please contact me directly.
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Belize
Currency: As of Aug 2017: $1 CND = $1.60 Belize Dollars
Official Language: English
Economy: Belize has a small, mostly private enterprise economy that is based primarily on export of petroleum and crude oil, agriculture, agro-based industry, and merchandising, with tourism and construction recently assuming greater importance.
Location: Belize is formerly British Honduras, is an independent country on the eastern coast of Central America. Belize is bordered on the north by Mexico, on the south and west by Guatemala, and on the east by the Caribbean Sea.
Religion: According to the 2010 census, 40.1% of Belizeans are Roman Catholics, 31.8% are, 1.7% are Jehovah's Witnesses, 10.3% adhere to other religions
Education: in Belize is compulsory between the ages of 6 and 14 years. As of 2010, the literacy rate in Belize was estimated at 79.7%, one of the lowest in the Western Hemisphere.
Belize Overview:
A combination of natural factors—climate, the Belize Barrier Reef, over 450 offshore Cays (islands), excellent fishing, safe waters for boating, scuba diving, and snorkeling, numerous rivers for rafting, and kayaking, various jungle and wildlife reserves of fauna and flora, for hiking, bird watching, and helicopter touring, as well as many Maya ruins—support the thriving tourism and ecotourism industry. It also has the largest cave system in Central America.
Belize Real Estate:
From the many Cayes to the Cayo district, you’ll be spoiled for choice when it comes to finding somewhere to live in Belize. In Belize you’ll find the best, and cheapest Caribbean, beach living around. If lazy rivers and rolling hills are more your scene, don’t fret…you’ll find these as well. The cost of living can vary, depending on which area you decide on. Choosing where to start over in a foreign land can be difficult, but these few areas are a good place to start if you’re looking for a new life in Belize.
No matter what type and style of property you are looking for, whether rural, beach front or near the hustle and bustle of the main city I can assist in finding you want you are looking for.
Click the link below for examples of properties that you will find in beautiful BELIZE.
For more listings or to ask any questions please contact me directly.
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Trinidad
Currency: As of Aug 2017 $1 CND = $5.37 Trinidad Dollars
Official Language: English
Economy: Trinidad is an industrial island with a diversified economy, based to a large extent on oil, natural gas, industry and agriculture. It is one of the leading gas-based export centers in the world, being the leading exporter of ammonia and methanol and among the top five exporters of liquefied natural gas. This has allowed Trinidad to capitalize on the biggest mineral reserves within its territories. It is an oil-rich country and stable economically.
Location: Trinidad is the larger and more populous of the two major islands of Trinidad and Tobago. The island lies 11 km (6.8 mi) off the northeastern coast of Venezuela and sits on the continental shelf of South America. Though geographically part of the South American continent, from a socio-economic standpoint it is often referred to as the southernmost island in the Caribbean.
Religion: Trinidad is a multi-religious nation. The largest religious groups are the Protestant Christians (including Anglicans, Presbyterians, Methodist, Evangelicals, Pentecostals and Baptist), Roman Catholic Christians, Hindus, and Muslims
Education: The education system consists of government funded secondary schools where entry is determined by Secondary Entrance Assessment. S.E.A is the national exam all students write which determines the school they will be allowed into based on their grade in Mathematics, English Grammar, and Creative Writing.
Trinidad Overview:
The twin-island republic of Trinidad and Tobago lies at the south of the West Indian archipelago close to the Venezuelan coast. Trinidad, the larger island, is crossed from east to west by a mountain range which is an extension of the Andes. Tobago is much smaller and has a central, volcanic mountain range.
Trinidad Real Estate:
A new law took effect in Tobago on 16 February 2007 known as the Foreign Investment (Tobago Land Acquisition) Order 2007. The Order states that foreigners must now obtain a license to acquire land for any purpose on the whole island of Tobago.
Permission to buy land does not confer residency. However, if you plan to come on holiday to enjoy your new property, a non-resident is usually allowed up to three months, with or without the need for a visa, which depends on the country of origin. Discretionary extensions can be applied for.
In Port of Spain, Trinidad there are several suburbs where expats tend to live because of their proximity to schools and safety. West of the city, Westmoorings, Goodwood Park and Glencoe are very popular among expats. North and northeast of the city, Maraval, Moka, Cascade and St. Ann are popular choices. Further out of the city to the east, you'll find Trincity.
No matter what type and style of property you are looking for, whether rural, beach front or near the hustle and bustle of the main city I can assist in finding you want you are looking for.
Click the link below for examples of properties that you will find in beautiful TRINIDAD.
For more listings including those in Tobago, or to ask any questions please contact me directly.
View Trinidad Listings
Panama
Currency: As of Aug 2017 $1 CND = $.79 Panamanian Balboa
Official Language: Spanish
Economy: Panama's economy, because of its key geographic location, is mainly based on a well developed service sector especially commerce, tourism, and trading. The handover of the Canal and military installations by the United States has given rise to large construction projects.
Location: Panama is a country in Central America. It is bordered by Costa Rica to the west, Colombia to the southeast, the Caribbean Sea to the north and the Pacific Ocean to the south. The capital and largest city is Panama City, whose metropolitan area is home to nearly half of the country's 4 million people.
Religion: The government of Panama does not collect statistics on the religious affiliation of citizens, but various sources estimate that 75% to 85% of the population identifies itself as Roman Catholic and 15%–25% as Protestant
Education: In 2010, it was estimated that 94.1% of the population was literate. Education in Panama is compulsory for the children of age group between 6 and 18. In recent decades, school enrollment at all levels, but especially at upper levels, has increased significantly. Panama used to participate in the PISA exams but due to debts and unsatisfactory exam results is postponing participation until 2018.
Panama Overview:
In Panama, nature is all about discovery. Explore the ruins of Spanish forts on the Caribbean coast or boat deep into indigenous territories in a dugout canoe. Wildlife is incidental: a resplendent quetzal on the highland trail, an unruly troupe of screeching howler monkeys outside your cabin or a breaching whale that turns your ferry ride into an adrenaline-filled event. Adventure tourism means zipping through rainforest canopies, swimming alongside sea turtles or trekking to sublime cloud-forest vistas. One small tropical country with two long coasts makes for a pretty big playground.
Panama Real Estate:
The dazzling blue coastline and shimmering skyscrapers say Miami, though many joke that you hear more English spoken in Panama. Panama City is culturally diverse and driven, rough-edged yet sophisticated. There's much that's new or improved. Central America's first subway is ready, the historic Casco district is renovated and a massive canal expansion nears completion.
No matter what type and style of property you are looking for, whether rural, beach front or near the hustle and bustle of the main city I can assist in finding you want you are looking for.
Click the link below for examples of properties that you will find in beautiful PANAMA.
For more listings or to ask any questions please contact me directly.
View Panama Listings
COSTA RICA
Currency: As of Aug 2017 $1 CND = $460 Costa Rican Colon
Official Language: Spanish
Economy: The country has been considered to be economically stable with moderate inflation, estimated at 2.6% in 2017
Location:
Costa Rica is a country in Central America, bordered by Nicaragua to the north, Panama to the southeast, the Pacific Ocean to the west, the Caribbean Sea to the east, and Ecuador to the south of Coco’s Island.
Religion: Christianity is Costa Rica's predominant religion.
Education: The literacy rate in Costa Rica is approximately 97 percent and English is widely spoken primarily due to Costa Rica’s tourism industry.
Costa Rica Overview:
Costa Rica is a rugged, rain forested Central American country with coastlines on the Caribbean and Pacific, Costa Rica is known for its beaches, volcanoes, and biodiversity. Roughly a quarter of its area is made up of protected jungle, teeming with wildlife including spider monkeys and quetzal birds.
Costa Rican Real Estate:
Unlike some of the other countries, foreigners have the same rights when purchasing land in Costa Rica as locals do. You can own property outright in your own name or in the name of your corporation. You do not need a local partner, except in cases of beachfront concession property, where special rules apply.
No matter what type and style of property you are looking for, whether rural, beach front or near the hustle and bustle of the main city I can assist in finding you want you are looking for.
Click the link below for examples of properties that you will find in beautiful Costa Rica.
For more listings or to ask any questions please contact me directly.
View Costa Rica Listings
FLORIDA
Currency: As of May 2018: 1 CND dollar is .776 US
Official Language: English
Location: About two-thirds of Florida occupies a peninsula between the Gulf of Mexico and the Atlantic Ocean. Florida has the longest coastline in the contiguous United States, approximately 1,350 miles (2,170 km), not including the contribution of the many barrier islands
Religion: Mostly Christian
Economy: The Gross Domestic Product (GDP) of Florida in 2016 was $926 billion.Its GDP is the fourth largest economy in the United States. In 2010, it became the fourth largest exporter of trade goods
After suffering through two brutal winters, it is hard to believe the weather man is predicting this upcoming winter is going to start earlier, last longer, be colder and snowier, than any winter in recent memory.
Isn’t it about time you made your dreams of owning a vacation home in sunny Florida a reality?
The beaches are covered in sugary white sand, the oceans are tropical blue, the palm trees sway in the warm ocean breezes, or you can stay home and freeze!
Buyers coming both the US and from other countries understandably have a fair amount of apprehension about buying Florida Real Estate, not knowing the process. Whether you are a US Citizen or a global buyer, the process is nearly the same.
For global buyers, there are a few more considerations surrounding movement of money, perhaps, but that’s about all. If the buyer is a cash buyer then these minor complications are reduced. If the deal is to be financed there are a few more hoops to jump through.
But overall the process of purchasing real estate in Florida is as simple and straightforward as any home purchase in America. It just requires an agent who is a good steward of the process, and has experience making sure all the due processes are observed speedily and efficiently.
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STEPS TO BUYING SUCCESS
CANADIANS NEED TO KNOW
STEP 1: DECIDING WHAT YOU WANT
Logically, the first step to finding the right home is to determine what you’re actually looking for. There are a lot of homes on the market at any one time, and looking at them all is not the best way to spend your time.
To make your home search more efficient, ask yourself these three focus questions:
1. Where do I want to live?
This is your first decision. What communities or neighbourhoods do you want to consider? Is it important to be near schools, shopping centres, recreation facilities, places of worship, hospitals, or other amenities? Will you require public transportation?
2. What type of home do I want?
What style of home is best for you? It could be a detached, a semi-detached, a bungalow, a split-level, a two-storey, a duplex, a townhouse — the options are endless! You may also want to consider your ideal lot size and the age of the home.
3. What are my must-haves and deal-breakers?
What are the most important features for you in a home? A basement? A garage? A pool or a fireplace? How many bathrooms? Bedrooms? Do you have family members with special needs? What do you absolutely not want in a home? Refer to the “MY DREAM HOME” worksheet in the Resources Section at the back of this ebook for a detailed list of home options..
STEP 2: GET PRE-APPROVED FOR A MORTGAGE
When it comes to buying a home, getting pre-approved for a mortgage is a very important step. Not only does it help you understand exactly how much you can afford to spend on a home, but it often allows you to lock in an interest rate for a perioid of time which could potentially save you thousands of dollars for years to come.
Here are 4 simple steps to a mortgage pre-approval:
1. Talk to a mortgage specialist.
Whether it’s your bank mortgage specialist or an independent mortgage broker — talk to someone with expertise who can help you compare rates and terms as there are hundreds of options to choose from. Note: A 2014 report by the Canadian Association of Accredited Mortgage Professionals suggests that more home buyers are choosing fixed-rate mortgages for their purchases (74%, compared to 20% who had a variable or adjustable rate, and 6% who had a combination mortgage rate)
2. Complete an application to find out how much you qualify for.
There are many factors that go into determining your eligibility for a mortgage. Two of the primary practices are calculating your GDS (Gross Debt Service) and TDS (Total Debt Service) ratios. These factors determine how much you can comfortably afford to spend based on your downpayment, income and other financial obligations.
3. Gather your financial information to finalize pre-approval.
Your bank or mortgage professional will require documentation to support your application such as income and downpayment verification to finalize the pre-approval process.
4. Get a copy of your pre-approval.
This is a powerful negotiating tool. It’s extremely frustrating for sellers to lose a sale because of financing. A pre-approved buyer means sellers have one less thing to worry about. Even though many offers are conditional on financing, the seller of your dream home will see you as a more attractive buyer when they know you are pre-approved.
STEP 3: AGENT OR NO AGENT?
Most buyers today work with a real estate agent rather than go at it alone for many reasons. In most cases, your home is your most valuable asset, and it makes sense to use a professional. A great real estate professional will provide key market insights, sound advice and save you endless hours of time and money — all while helping you reduce the stress of a large purchase so you can truly enjoy the experience of buying your dream home.
Top 5 Reasons Why Most Homebuyers Choose to Work with a Real Estate Professional
1. It’s free.
In almost all cases, commission is paid by the seller so having an agent working for you is essentially free.
2. Avoid overpaying for a home.
If you’re like most buyers, you want to know, with certainty, that you are paying a fair price. Quite often, sellers overprice their homes to “see what happens.” A great real estate professional will educate ou on the price of current competitive properties as well as similar homes that have been recently old to help you make an informed decision on how much to offer for your dream home.
3. Represent and protect your interests as a buyer.
In any transaction, it’s important to understand that the seller’s agent is bound by contract to work in the best interests of his/her sellers. As a buyer, you also need representation (an agent), someone to work exclusively In your best interests. Engaging the services of a real estate professional to assist you in the home buying process
means you now have someone to work solely in your best interests to provide you with:
- Confidential advice that addresses your needs first.
- Loyal and diligent “full disclosure” care, FREE from any conflicts of interest.
- Access to all listings including MLS®, bank-owned properties, distress and estate sales, even homes that were previously on the market where the seller might still be interested in selling.
- Expert advice on useful clauses such as home inspections and financing to protect you fully.
- Expert negotiation of the offer to purchase, to achieve the best possible price and terms.
- Expert advice on market value, inclusions, location, as well as help you decide when you should walk away.
- Discovery and disclosure of all information about the property including liens, warranties, disclosures, seller’s purchase price, market and planning activity in the area.
4. NEGOTIATE the best price and terms of your most valuable asset.
Negotiating requires expertise and skill, period. A great real estate professional is a masterful communicator with expert negotiating skills who’s job is to help you decide what to offer, what to include, what to give up and most importantly, when to walk away if reasonable terms cannot be reached.
5. Manage the countless details and mountainous paperwork.
Ensuring the i’s are dotted and t’s are crossed and that no balls are dropped from start to finish (and after) is a heavy load off any buyer’s plate. From the moment of engagement, your agent will ensure smooth sailing and guide you effortlessly through any obstacles along the way.
STEP 4: START SEARCHING
Now the fun begins! Most searches begin online. In fact over 90% of buyers start their home buying process on the internet. The most comprehensive website for property searches is Realtor.ca, a Canada-wide database of all active properties for sale, also referred to as the MLS® or Multiple Listing Service. This website allows you to narrow your search to a specific area, price range, key features and even displays the properties on a map. The internet can be very helpful for you to get a sense of what’s available but keep in mind, it’s not a complete picture of the market or all potential properties available. A great agent, working on your behalf, will do an indepth needs analysis to find all the properties suitable for you, set up a time to view the homes and guide you through the selection process.
HERE’S WHAT YOU CAN’T SEE ONLINE
1. Homes in hot markets that haven’t made it online yet.
These are desirable homes in great areas, at great prices that often get sold before a property listing is loaded online. The only way to know about them is through an agent.
2. Expired listings or private sales not found on MLS®.
A saavy real estate professional is on the pulse of all potential
homes for sale, listed and unlisted.
3. Insight and an insider’s edge.
An agent not only has access to more data than what is available online, but he/she brings expertise and a wealth of knowledge so you can be confident in knowing you have a complete picture of each property you are considering.
STEP 5: MAKE A SMART OFFER & NEGOTIATE
You have found a house you love. Fantastic news! Here’s how the offer process typically works:
Step 1 Decide on price, terms and conditions.
Your agent will conduct a Comprehensive Market Analysis (CMA), complete with comparable active and expired listings, recent solds, and other historical data to determine the market value of the home. This is extremely helpful when it comes to negotiating a fair price. You also need to decide on a closing date and if there will be any conditions of the offer such as home inspection, appraisal, water tests etc. Your agent will guide you.
Step 2 Prepare the offer.
Your agent will create a legal document (Agreement of Purchase and Sale) that protects you, follows your instructions, and matches your schedule and needs. Of note, many tech saavy, eco-friendly agents today are using the convenience of paperless transactions. E-signatures are becoming more and more common today for their ease of use and online, secure document storage.
Step 3 Review the offer.
Your agent explains the details and terms of the offer, and suggests options for specialty clauses so that you know exactly what you are agreeing to.
Step 4 Present the offer.
Your agent will present and negotiate the offer on your behalf.
What happens next? One of three things:
1. The seller accepts your offer. Congratulations!
2. The seller rejects your offer. This isn’t common, but it can happen and your agent will work to find out why.
3. The seller countersigns.
Changing the terms of the offer, and presents the offer to back to you. Your agent will continue to negotiate on your behalf to reach agreeable terms. Your agent will also advise you if it’s clear that an agreement cannot be reached and it’s time to walk away.
STEP 6: CONDITION REMOVAL & INSPECTION
Okay, you have agreed on the price and terms and now have a firm or a conditional offer in place. If you have conditions,
now is the time to start the process of satisfying them in order to meet the deadline and firm up your purchase.
One of the most common conditions of an offer today is home inspection. Home inspections allow you to scrutinize the
details of the home and potentially save you from any unpleasant surprises.
HOME INSPECTION TIPS
- Choose a qualified professional. A member of an association can reassure you are getting an experienced, knowledgeable professional.
- Ensure the home inspector checks for visible issues with plumbing, electrical systems, roof, insulation, walls, ceilings, floors and windows, and the condition of the foundation. They can also check that the home includes chattels like furnaces and air conditioners, are in working order.
- Ensure your home inspector gives you a close and personal look at your new home. It takes about three hours to go through all the systems, and if there are any problems, you will see them with your own eyes. They will also give you maintenance tips and easy fix-ups, if necessary.
- Ensure that in the end, you receive a detailed report that summarizes the condition of your home.
STEP 7: PREPARING FOR CLOSING DAY
Typically you will have anywhere from 30 to 90 days before closing day. The closing date can be the same as your move-in date, however, this is not always possible. Check with your lawyer or agent to find out when your keys will be available on
the clo sing date. It is normal that the exchange of money and title be complete before keys are released which could be late in the day. Remember, this is an exciting time! Being organized well in advance will pave the way for a much more enjoyable journey.
Here are a few details to take care of before your closing date:
- Legal Stuff and Paperwork You and your agent will need to provide your lawyer with all the necessary documentation for your purchase. Your agent usually takes care of the agreement, waivers, survey and any other purchase documents. However, you may need to provide your lawyer with some additional information: insurance, down payment information, adjustment payments, and other signed documents your lawyer may request.
- Down Payment and Closing Costs Make the necessary arrangements to have these funds available a week prior to closing or when the lawyer has requested funds.
- Moving Arrangements & Change of Address Whether you are using professional movers, renting a truck, or getting a bunch of friends together, plan and organize it early.
- Property Insurance Arrange for home insurance before closing and request a proof of insurance at your financial institution in advance. Provide your insurance agent with the listing information and details such as age of the house, pool or no pool, type and condition of the roof, condition of the furnace, electrical and type of exterior.
- Utilities Contact the local utilities to coordinate the change of billing on closing. Including phone, internet, cable, gas, electricity, water, and any rental agreements. Don’t forget to cancel the services at your old address.
- Schools Inform your children’s old and new schools about the move and arrange any necessary record transfers.
Insurance Services
Insurance is needed
Even if you're in good health, an unexpected illness or injury could require you to pay out-of-pocket if you don't have health insurance. If you're uninsured and unexpectedly require surgery or other emergency care, your expense will be for the full amount of the services, which could be thousands of dollars.
Insurance is important
In most cases, the expenses incurred after an accident, disability, or death of a wage earner are beyond any savings or wealth that a person may have accumulated. For this reason insurance is an important component of your financial planning.
Insurance protects you and your family:
In most cases, your family depends on your financial support to enjoy a standard of living, which is why insurance is especially important once you start a family. It means the people who matter most in your life are protected from financial hardship if the unexpected happens.
Reduce Stress during Difficult Times
Nobody can see the future. Yet, unforeseen tragedies are part of life. Protect your family by putting insurance in place. Your family’s financial stress will be reduced, and they can focus on recovery and rebuilding their lives.
Enjoy Financial Security
No matter what your financial position is today, an unexpected event can see it all unravel very quickly. When the unfortunate happens, insurance offers financial assistance to help you and your family to move forward.
Peace of mind
Losing a loved one is a traumatic experience. No amount of money can replace your loved one or the role you play in your family. But you can at least have peace of mind knowing that if anything happens to you, your family’s financial security is assisted by insurance.
A legacy to leave behind
Insurance is a way to reassure your family that you have done everything possible to provide for their needs, protect their standard of living, and secure their financial and educational future. You also have the option of leaving a legacy behind by donating to a charitable organization you wish to support.
Type of Insurances:
- Life Insurance
- Accidental Death and Dismemberment
Real Estate
Today’s trend finds most youth in their prime working years are focused on career development/advancement, marriage, family formation, and entertainment. With these activities and responsibilities, they usually do not contemplate and invest their income in a way that can help them gain significant financial goals by their mid professional life.
Our goal is to provide an opportunity to high and medium income salaried individuals to invest in the Canadian Real Estate market. Canarabia will help you purchase your property and maintain it, while you enjoy rental income and increased property value.
Why invest in the Canadian real estate market?
Canada has one of world’s most secure, transparent, and advanced electronic real estate systems for sales, purchases, and leases. All transactions are fully monitored and controlled as per Canadian laws. Lawyers are involved in the transfer of land title and property ownership. Due to a healthy economy and sound immigration policies, professionals, refugees, and business people around the world are migrating to Canada. This creates a continued demand for residential and commercial properties. A steady growth in residential and commercial property is expected in future.
WHY USE AN ABR®
Buying a home is no small matter. Besides being the largest financial transaction you may ever
undertake, it’s probably also the most complex. There are many good reasons to work with a
qualified real estate professional—especially a trained professional who has earned the Accredited Buyer’s Representative (ABR®) designation, representing best-in-class buyer services.
When you look for an ABR® before you look for a home, you’ll be served, not sold. Your
interests become their interests. And you’ll be working with someone who has gone the extra mile by completing specialized training in delivering the best in buyer-representation services. Plus, a REALTOR® who has an ABR® designation also has an established track record, with proven experience in representing the concerns of home buyers.
The ABR® designation is awarded through the Real Estate Buyer’s Agent Council, or REBAC,
which was founded in 1988 to promote superior buyer-representation skills and services. REBAC is an affiliate of the
National Association of REALTORS® (NAR).
Link to the Video:
https://www.youtube.com/watch?v=Qvlur2WHnu8#action=share
21 Ways To Prepare Your Home For Selling
Ready to
sell your home?
Don’t just list it without any advance preparation. A few minor touch-ups can go a long way towards making a favorable impression on potential buyers—and perhaps cinching a deal.
“Put your buyer’s hat on and walk thru your home like it is the first time,” says Marilou Young, an Accredited Staging professional and an Associate Broker with Virtual Properties Realty in the metropolitan Atlanta area.
“Make notes on what you, as a buyer, would notice,” Young advises, “and then repair or replace those items.”
Some of her top recommendations include getting rid of clutter, hiding family photos, cleaning out closets, removing excess or oversized furniture, and cleaning.
These tips are among the 21 top ways to prepare your home for a sale. Let’s look at the others:
-
Clean, clean, clean.Dust on top of the fireplace mantle and fan blades, polish your appliances and faucets, and give the windows a thorough washing. If you’ve already moved out or if you’re too busy to stay on top of things, consider hiring a cleaning service to stop by every couple of weeks.
-
Pay attention to smells.
“Don’t cook bacon in your home the day of a showing,” advises Rachel Weinberg, a broker at Wright Kingdom Real Estate in Boulder, Colorado. “Although it might taste great, the smell is strong and lingers for a long time. You don’t want your home to smell
like a fast food restaurant!”
-
Clear out the clutter.You want buyers to focus on how awesome your space is, not how messy it looks. Banish that piles of shoes from the entry, that stack of mail from the kitchen table and anything else that detracts from your home’s gorgeous features.
-
Repaint the walls neutral colors.
As much as you love your dramatic red dining room, it could turn off a good portion of your buyers. So repaint your rooms in neutral tones like tans and whites that allow buyers to focus on the spaces themselves, not the color of the walls.
-
Keep the décor simple.
To help buyers imagine themselves in your space, get rid of any art or other décor that might turn off people with
different tastes. A classic landscape painting? Totally fine. Your zebra print leather couch? Might want to slip cover that for showings.
-
Get rid of personal items.Buyers want to be able to envision themselves in your home, so remove anything overly personal, like family photos in the hallway or your kids’ artwork on the fridge.
-
Let there be light!Open up all the windows to let in natural light and add floor or table lamps to areas that are dim. A bright, cheery room looks bigger and more inviting.
-
Bring nature inside.
Potted plants or a few pretty buds in a vase can help bring energy into a space, fill in empty corners and even draw
attention to features you want buyers to notice. Just make sure the plants are in good health (and bug-free!).
-
Get rid of bulky furniture.Your furniture should fit the scale of the room, so get rid of any extra or oversized items that could make your space look smaller than it really is.
-
Organize your closets.
Storage space is a huge selling point, and if your closets are stuffed to the brim, buyers will think you don’t have
enough of it. Invest in some boxes, dividers and other solutions that will help you make your stuff look more organized, and remove extra items
you don’t need immediately (you can stow them away until you move).
-
Tackle that honey-do list.All those little things you’ve been meaning to do but never got around to? Buyers will notice them, and they’ll detract from the value of your home. So set aside a weekend to tighten those loose doorknobs, fix that leaky faucet and paint over the scuffs from when you first moved in your sofa.
-
Do a faux “renovation.”
Little tweaks can make a big difference in the overall feel of a room. Kitchen a little outdated? Replace the fixtures,
faucets and hinges. Family room furniture beaten up? Throw some slipcovers over it.
-
Give each room a purpose.
That spare room you’ve been using as an office / guest room /dumping ground won’t help sell your home unless you show buyers how they can use it themselves. So pick a use (office, guest room, crafts room) and clearly stage the space to showcase that
purpose.
-
Turn the bathroom into a spa.
Create the feel of a relaxing, luxurious bath —for less than $30. Stack a few pretty washcloths tied with ribbon, add some scented candles and faux plants, and buy bathmats and towels in coordinating tones such as light green, blue and white.
-
Close the toilet!
When it comes to both showing and photographing your home, this little trick can make a surprising difference.
-
Turn the living room into conversation central.
Help buyers picture themselves relaxing with family and guests by grouping your furniture into arrangements that inspire conversation.
-
Keep the flow going.
The last thing you want is people bumping into furniture as they tour your home; it disrupts their focus and makes your
space look cramped. Do a dry run as though you’re seeing your home for the first time and tweak anything that interrupts the “flow.”
-
Make something yummy.Realtors don’t put out fresh cookies at open houses just to treat buyers; a “homey” smell like baking cookies or bread can help people connect with a kitchen. Not a baker? Fake it with a scented candle.
-
Make it look “lived in” with vignettes.Help your buyers see themselves in your home by adding deliberate vignettes that showcase how your home can be lived in. An inviting armchair and a tray with a coffee cup and book can turn that empty corner into a reading nook. Pretty soaps in a decorative tray can make your tiny half-bath more appealing.
-
Highlight focal points.Draw buyers’ eyes towards any special features with bright colors or accents like plants. A pop of red throw pillows can draw a buyer’s attention to that lovely window seat. A striking fern on the mantle can show off your fireplace.
-
Boost the curb appeal.
Don’t spend all your time indoors. More than one buyer has decided not to even enter a home based on its curb
appeal, so make sure your home’s exterior looks excellent. Trim your shrubs, weed your flower beds, fix any peeling paint and keep the
walkway clear. Just adding a row of potted plants along the walkway or a cheerful wreath to your front door can make a big difference.
Staging your home, we can help
Or
Help is on the way to
Rental Process in Ontario-Canada
Any Tenant looking to Rent or Lease any residential property in Ontario- Canada, should prepare to the landlord or Landlord Agent the following 3 documents:
1. Equifax Credit Check History Report
This report could be obtained online by any Tenants or anybody like to check their credit history report by going to this link:
https://www.econsumer.equifax.ca/canadaotc/landing.ehtml?^start=&companyName=maclp_caecsr
It will cost each person $23.95
If you have any issues to get the online report, please contact EquaFax Technical Support at this number 1-866-828-5961
Note: If you have any issues getting the online credit check report even after you contact the Technical Support, they will ask you to Fax them your 2 pieces of ID to double check that you are the right person but this will take around 2 weeks to verify.
Best thing is to visit them in person with 2 pieces of ID at this address: 5700 Yonge St-Level 4, Toronto, ONT
2. Employment Letter with last 2 pay stubs from your employer and must be most recent not old letter.
3. Rental Application to be provided by real estate agent to the Tenant.
Assignment Sales
I Specialize in Assignment Sales of Brand New Homes.
Which means huge Savings for the Seller and Profits for Buyer both. Take advantage of this opportunity and call me for details on all the assignment homes I have available .
What is An Assignment sale?
An Assignment is a legal sales transaction whereby the Original Purchaser (the "Assignor") of a property sells, and thereby transfers, their rights and obligations under the original contract to a new Purchaser (the "Assignee").
What is the benefit of Assignment sale the new buyer/Assignee?
There can be several:
The new buyer may be able to buy into a desirable neighbourhood at a time when there are no more units available to be purchased directly from the builder; Even taking the original buyer’s profit into account, the assignment may give the new buyer a price advantage over other properties that are currently on the market; and Depending on the timing of the assignment, the new buyer may be positioned to choose finishes and make minor changes to the yet-to-be-built home
- When there’s a shortage of listings in the resale market this adds to your options Less people are looking at these type of listings, meaning less competitionYou get to avoid bidding wars and paying more than you can afford just to outbid another buyer
- Assignment sales mean your contract includes the seven-year Tarion Warranty
- You get a brand new house without having to wait 2 to 3 years for the building to be completed. Often occupancy is couple of months away
What is the Benefit of Assignment Sale to the Original Buyer/Assignor?
There can be several:
- Sometimes, the original purchaser doesn’t have the funds or can’t get the financing to complete the sale, and it’s cheaper to assign the contract to a new purchaser, than it is to renege on the sale.
- Assignment sales are common with speculative investors who buy pre-construction properties with no intention of closing on them. In these cases, the investors are banking on quick price appreciation and are eager to lock in a profit now, vs. waiting for the original closing date.
- Get your deposit back and lock in your profit sooner
- Avoid paying land transfer taxes
- Avoid paying HST
- Maximize your return if prices are declining and you expect them to continue to decline
- Lifestyle – sometimes it just makes sense to move on
Your Home Sold at a Price Acceptable to
You or I Buy it for Cash
Your biggest dilemma when buying another home is deciding whether to buy first or sell first. Either way is risky because you could wind up owning two homes or none at all.
Well, our Guaranteed Sale Program solves this dilemma. You see, BEFORE you even list with me, I prepare a total market analysis of your home, including a computerized printout of all comparable home sales and current listings in the area. Using this information, together we determine a market value for your home. This also determines your guaranteed price and list price which you receive upfront and in writing before I begin to market your home. Think of this as a better than risk free insurance policy. When you receive this guaranteed price from me in writing, you will have the security of knowing that your home is guaranteed to sell.
This is a really important guarantee for you as a homeseller, and you win no matter what happens. Let me explain:
- In the unlikely event that your home does not sell within the 120 day period, I will buy your home myself for the upfront guaranteed sale price we set together
- But you’re doubly protected, because if you receive an offer on your home that is higher than the guaranteed sale price, you get the higher offer, not me.
So I’m taking all the risk. You know your home will sell, and you know you will always get to benefit from the highest offer (whether it’s my guaranteed sale price, or a higher offer from an outside buyer).
When you access my Guaranteed Sale Program, you can look for your next home with much greater peace of mind. When you see a home that you like, you can immediately place a firm cash offer since you now know how much your home will sell for and when you will get the money.
The best part about my Guaranteed Sale Program is that you eliminate the usual stress and worry that most homesellers have: no conditional offers, no emotional roller coaster, no chance of getting stuck owning two homes. My Guaranteed Home Sale Program makes the house hunting process a lot more fun because you know your home is guaranteed to sell.
Get instant access to a free special report that explains how my Guaranteed Sale Program can benefit you by completing the form on this page.
Dave Has the Buyers
Dave has over 767 Buyers in his Database
Dave may already have the Buyer for Your Home.
They are READY to BUY NOW!!!
To Discuss how Dave can Sell Your Home Fast and for Top Dollar
Call Dave Merat NOW at 647-984-9694
Your Home SOLD at a Price Acceptable to You GUARANTEED or Dave will Buy It!*
*Seller and Dave Merat must agree on price and closing date.
- Dave GUARANTEE's, in writing, that your home will sell at a Price Acceptable to You or Dave will Buy It!* No Gimmicks.
- Your Home Will Sell For Up To 5.13% More – Dave sells home for 5.13% more than his competitors. That could be thousands right in your pocket!
- Your Home Will Sell 50.53% Faster – Dave Merat on average sold homes in 9.6 days on the market while the average agent took 19 days
- Dave has the Buyers . . . Dave has over 767 Buyers in his database. Dave may already have a Buyer for Your Home Right Now!
- Jan 2017 to Dec 2017 mls data, all information deemed accurate but not correct
While every agent will promise to sell your home...Dave GUARANTEES IT!
To find out how much Dave will sell your home for and how long it will take fill out the form on this page
EXCLUSIVE BUYER PROTECTION PLAN:
Buy Any One of Our Listings and if YOU Are Not Satisfied Within 18 Months, "WE'LL BUY IT BACK!"
Buying a home is a huge decision - one you literally have to live with! When you buy a home through The Dave Merat Team, we strive to find you the perfect home -- one you'll be happy with for years to come. You see, we have many unique systems especially for our buyers which allow us to quickly zero in on exactly what you're looking for and help you beat out other buyers to the best new listings.
We go the extra mile for our buyers - even AFTER you've purchased your home!
But if it doesn't work out, your satisfaction is still guaranteed. We set ourselves apart from other agents by offering our buyers our unique and unparalleled Buyer Protection Plan. If, for whatever reason, you become dissatisfied with the home you purchased within 18 months, we'll buy it back from you!
This means that when you buy through The Dave Merat Team, you can do so knowing there's a safety net under you. If you're not happy with your home purchase within 18 months, we'll buy it back!
To receive a free report which explains this offer in more detail, please fill out the form on this page.
Save thousands for Buyer
Homebuyers: How to Save Thousands of Dollars When You Buy
Get FREE Instant Access by completing the form on this page.
If you're like most homebuyers, you have two primary considerations in mind when you start looking for a home. First, you want to find the home that perfectly meets your needs and desires, and secondly, you want to purchase this home for the lowest possible price.
When you analyse those successful home buyers who have the experience to purchase the home they want for thousands of dollars below a seller's asking price, some common denominators emerge. Negotiating skills are important, but there are three additional key factors that must come into play long before you ever submit an offer.
This topic has been the subject of extensive analysis by industry experts, and a summary of their findings, and a specific step-by-step purchase plan for homebuyers, can be found in a new special report called "Homebuyers: How to Save Thousands of Dollars When You Buy".
This FREE report outlines the psychology of how a seller sets their asking price, and gives you 3 simple steps to follow, before you even set foot in a seller's home, which will ensure you are able to successfully slash thousands of dollars off the price of the home you want.
Order this report NOW to find out how you can save thousands of dollars when you buy a home.
First time home buyer
Buying house first time is very exciting and joyful but some time it can be little stressful as well. You should be fully aware of the whole procedure ,cost associated and all other requirements from pre approval of the mortgage to the closing of the house.Below is the step by step guide to prepare yourself for buying your dream home.
GATHERING DOCUMENTS:
First step is to Gather all the documents Required to meet mortgage Broker/Advisor.Which includes but not limited to below:
- Equifax Credit Report ( visit www.equifax.ca ) .Print full report under products.
- Employment Letter /Articles of incorporation (if self employed)
- Recent Pay stubs /Financial Statements (If Self Employed)
- Last two year notice of assesment
- Last two year of T1 General
- Last 3 months Bank statements (For proof of downpayment )
- Proof for any international wire transfer to your Account.
MEETING MORTGAGE BROKER/ADVISOR
Before start your search for your dream house ,you should know how much mortgage you can lend from The lender.This will help in making your Budget and Price Range for the Purchase of your House.It will save your Time and Efforts.
LEARN ABOUT EXPENSES
Apart from down payment ,There are other expenses which are described below
- Home Inspection fees
- Mortgage Broker Fees (If Applicable)
- Land Transfer Tax (Use Land Transfer tax calculator )
- Title Insurance
- Lawyer Fees
- Property Tax Adjustment
Lawyer can give you exact Cost of Land Transfer tax,Lawyer fees and Title Insurance .Home inspection price Range from 350 to 600 Depend on the size of the House.
SEARCHING PROPERTIES
Once you know the price Range ,You can Start your Search Based on geographical location ,your job commute ,schools and any public transportation etc.you can ask Realtor for more information.
READY TO OFFER
Once you like any property ,everything is under your criteria ,do not wait to put an offer..Always make sure to put conditional offer for Mortgage approval and Home Inspection.Even Though You are pre approved for mortgage it is always good to put Clause.
MORTGAGE INSURANCE
When Buyer put less than 20 percent down payment .Lender take Mortgage insurance and Buyer has to pay for Insurance premium .It varies with percentage of down payment .For calculation please refer CMHC Calculator .Some lenders ask to pay HST Upfront for Mortgage insurance premium. Premium is added to the mortgage amount .
DURING CLOSING PERIOD:
Once the offer is accepted and firm ,you need to Arrange the lawyer .You can ask Realtor working for you or use your own Resources .Home insurance needs to Arrange atleast one week before the closing.Home insurance companies may ask series of questions regarding the property .you can always ask your Realtor if you do not have any information available.You need to call your local utility providers to set up your accounts .You should arrange movers at least 3 weeks prior to closing as it is hard to find movers during peak time.
You may consider to buy new furniture and other stuff .Generally Buyer has opportunity to visit property 2 more times before closing.You can keep one closing around 2 weeks prior to closing and another one one or two days prior to closing ..Second visit is very important ,you along with your Realtor must observe if everything is ok (no damage to the property or any fixture which is the part of the agreement or any fixture which is part of agreement is removed from the property). If you find any issue report immediately to your lawyer along with evidence to support so that he can take necessary action before closing.
AFTER CLOSING
As First home Buyer ,you may not be aware of small things you need to take care on monthly or yearly basis .Make note of A/C ,Furnace Service inspections and duct cleaning services .It is always good to have small tool kit at home to fix minor repairs .There is no need to panic due to minor repairs .It is part of regular maintenance.
ENJOY YOUR NEW HOME !!!
Zero Down Program
Buy House With Zero Down Program
BUY HOUSE WITH LITTLE OR NO MONEY DOWN PAYMENT
What is Buy House With Zero Down Program?
A new home ownership program allows qualified buyers to buy a home with a zero or very low down payment.
How to Buy House With Zero Down Program?
You may have owned a home before and are presently renting, or maybe you are a first time homebuyer and need a way to break into the housing market, but held back because you thought you required $20,000, $30,000 or even more for a down payment.
Well, regardless of your present situation, if you want to get into or re-enter the housing market with a lower amount, or even without a cash down payment at all, then this program may be the just what you're looking for.
Why pay your landlord's mortgage when you can be building your own equity?
It is a Catch-22 situation. You cannot buy a home because you don't have enough down payment ; You don't have enough down payment because you have to pay a big part of your income in rent. If you are currently renting and trying to accumulate enough down payment, you have two options:
- Keep paying your Landlord's mortgage, by paying rent while trying to save the required down payment.
OR
- Buy your home using this program and start building your equity now.
Who is eligible?
As with any good program, not everyone is eligible to gain the benefits of this wonderful program. Let us figure out if you are eligible under this program.
Let's get started !! Please complete the Inquiry form.
Rent To Own
Buy House With Rent To Own
What is RENT TO OWN?
Rent to Own is an innovative way to purchase your own Home and is a great alternative for people who otherwise are unable to do so at this time. Rent To Own is a WIN-WIN opportunity for all the parties involved.
Why Rent To Own?
Home ownership is primary goal for most Canadians - both for raising their family and as a source of building their wealth and securing their family's future. But as a result of confusing mortgage rules or lack of knowledge, a lot of people end up paying their landlord's mortgage by paying them rent month after month. Rent to Own program provides you an alternative to the traditional home buying process.
Benefits of Rent To Own?
Rent to Own program provides you with an opportunity to buy some time to fix/build your bruised/non-existing credit and/or to save enough funds for your Down Payment. So, why not start enjoying your house now rather than waiting to fix/build your credit or save enough down payment and then moving into your house !
Who is Rent To Own for?
This program is specifically designed for people who are unable to qualify for a traditional mortgage, but are eager to move into their own home. There may be different reasons why they are unable to qualify at this point, for e.g.:
- Bad Credit
- No Credit History
- New to the Country
- Self-Employed
- Not enough cash for Down Payment
- Past Bankruptcy
Anyone in any of the above situations can benefit from this program. They can start to live in their own home while fixing the above issues.
How does Rent To Own work?
Simply put, you would be renting a property for an agreed upon term, pay the rent and continue to save for the down payment of your eventual home purchase. At the end of the term, you arrange your financing and become the legal owner of the home. Below is the step by step explanation of how this program would work:
- You submit your information to us
- We would analyze your situation and present your case to one of our many investor clients
- Once approved by the investor, you work with one of our experienced Realtors to find the house of your dreams and within your budget
- We would negotiate the price for the home and have the home purchased by our investor client
- You will sign a Rent To Own agreement and a Standard Lease Agreement(Ontario) with the investor client
- You will move into your home and start to pay the rent and start to save for the down payment of your home purchase at the end of the term
- At the end of the term, the title of the home is transferred to your name and you become the legal owner
What is your Fee?
The best part of this program is that you do not have to pay us any extra fee for helping you buy your home. We are satisfied with the commissions we earn by buying and selling the properties.
So, Let's get started !! Complete the form:
Sell Your Home for Top Dollar
Every home is unique, thus, requires a customized marketing solution!
Listing your home on the MLS, putting a sign in the front yard, or telling your friends about it is not enough.
With my experience, knowledge, and expertise, I will work with you to develop a plan with details about all the activities intended to market your property. I will aggressively execute the plan and promote your home through all possible channels. I will help you sell your home for the highest possible price, with the best possible terms, in the shortest amount of time, and with the least amount of hassle.
If you want to sell your home quickly for top dollar, please fill out the form below.
Mexico
Currency: As of July 2019: $1 CND = $14.54 Mexican Peso
Official Language: Spanish
Location: Mexico is a country in the southern portion of North America, it's bordered to the north by the United States.
Religion: Roman Catholicism is the main religion, with 83% of the population
Economy: The World Bank reported in 2009 that the country's Gross National Income in market exchange rates was the second highest in Latin America, after Brazil at US$1,830.392 billion. Mexico is now firmly established as an upper middle-income country.
Education: In 2004, the literacy rate was at 97% for youth under the age of 14 and 91% for people over 15
Purchasing Mexican Real Estate:
Property purchases by foreigners in Mexico take place through the fideicomiso system. The Constitution of 1917 proclaimed that all land in Mexico would be "ejido" (communal), or owned by Mexican nationals only. Ejido land was given to every village and could not be sold.
In 1973, a constitutional amendment known as the Foreign Investment Law allowed foreigners to purchase real estate anywhere in Mexico except the restricted zone that consists of areas within 100 km (64 miles) of international borders or within 50 km (32 miles) from the coastline at high tide. In 1993, Mexico amended the constitution to allow foreigners to purchase real estate within the restricted zone by means of a fideicomiso.
The fideicomiso is a bank trust wherein the bank (trustee) holds the trust deed for the purchaser (beneficiary). While the trustee is the legal owner of the real estate, the beneficiary retains all ownership rights and responsibilities and may sell, lease, mortgage, and pass the property on to heirs. The fideicomiso is authorized by the Mexican Government under the Ministry of Foreign Affairs
Where and What to Buy in Mexico:
If you have decided to live, invest or retire in Mexico there are many places you can find a good deal. From the big city to the beach resort in Cabo, Baja, the Mayan Riviera, Mexico has of real estate opportunities. Many people decide to pack up their things to purchase Real Estate in Mexico. They may be deciding to buy a second property for vacation or they may be owning Mexico real estate for their permanent residence.
Contact me and I can help you guide you in the right direction.
Click the link below for examples of properties that you will find in beautiful Mexico.
For more listings or to ask any questions please contact me directly.
View Mexico Listings
SELL YOUR HOME FOR TOP DOLLAR WITH DAVE MERAT’S PROVEN
GUARANTEED HOME SELLING SYSTEM
When You List With Dave, You Will Receive The Following Guarantees
- Your Home Advertised 24 Hours a Day Until Sold
- Full Colour Print & Digital Ads
- Explosive Digital Marketing
- Comprehensive GTA & International Exposure
- Your Home Advertised to Millions on the Internet
- Social Media Mass Exposure and Blasts
- Top Marketing Systems
- Total Service Guaranteed in Writing
- Your Home Sold Guaranteed or I'll Buy It*
Our Included Offers
- Professional Photography – Twilight Photography & Ariel Videography & Photography*
- Virtual Tours – DAVE 360* Video Tour, State of the Art HD Video Tour
- Home Staging & Virtual Staging, Organizing Consultation or Cleaning Services
- Contractors Available To Make Repairs & Improvements Easy
- Premium Feature Books
- Free Professional Custom Made Home Evaluation
- Competitive Rates, Exceptional Service and Award Winning Results
- Certain conditions apply ask for details
CALL TODAY DAVE NOW 647 984 9694
Complimentary Property Evaluation With No Cost Or Obligations…
GET MY FREE PROFESSIONAL CUSTOM MADE HOME EVALUATION NOW…
Get Started
First Time Home Buyers
I am a Real Estate Agent at "Savemax Dreamhome Realty,Brokerage" with in-depth experience in the GTA real estate market from last one Decade as an active Investor & Real Estate Agent.. I am dedicated to providing the highest level of representation that I can for my clients. I have my expertise working with First Time Home buyers and giving them Solutions that can empower them to be a "Proud Canadian Home owners" in First Five Years in this Country.
4 Government Programs For First-Time Home Buyers in Toronto
Buyers in Toronto will be happy to know that there at least five government programs for first-time home buyers. These can ease the financial burden or make it easier for you to get a mortgage when you set out to find that perfect place. The criteria for each program differs and not all may apply to you. Although, every bit helps when you are making what will probably be the biggest purchase you have ever made.
- First-Time Home Buyers’ Credit
- RRSP Home Buyers’ Plan
- Five Percent Down Payment Program
- Land Transfer Tax Rebates
Don’t get discouraged by soaring house Prices….
Housing prices can seem completely unattainable to average, middle-class renters. This is one big reason why many renters keep renting. But when you meet us you can find many programs designed to do everything they can to help low- to modest-income renters buy their first home.
And when you break the total cost down into monthly payments, quite often your mortgage ends up costing you the same or less each month than your rent.
So unless you’re the type who prefers not to worry about maintenance or you’re a bit of a nomad, it’s worth it to get out of the rental market, own your own little corner of the world, and possess a sizable asset.
Besides, this is just the first step, to make sure that someday you end up attaining that Luxury House.
DON’T WAIT & BUY….. It’s ALWAYS BUY & WAIT…
BECAUSE REAL ESTATE ALWAYS GIVE RETURNS IN HALF DECADE. YOUR FIRST CONDO or TOWNHOUSE WILL WORK FOR YOU IN 5 YEARS TO PUT YOU IN YOUR DREAM HOME… AFTER ALL IT’s AN ASSET WHICH WILL APPRECIATE !!
DID I MENTION THAT MY SERVICE IS COMPLETELY FREE ??
Yes, I am Right. Not only it is Free with 0% Commission from Buyers. We help them with Assistance in Mortgage Financing, to make sure they get what they deserve & have One Year Free Rental Program for them once they buy the house through us & wants to Advertise it for Rent or Sublet.
Don’t Hesitate & Fill The Form
Sell Your Home for Top Dollar
Every home is unique, thus, requires a customized marketing solution!
Listing your home on the MLS, putting a sign in the front yard, or telling your friends about it is
not enough.
With my experience, knowledge, and expertise, I will work with you to develop a plan with
details about all the activities intended to market your property. I will aggressively execute the
plan and promote your home through all possible channels. I will help you sell your home for
the highest possible price, with the best possible terms, in the shortest amount of time, and
with the least amount of hassle.
If you want to sell your home quickly for top dollar, please fill out the form below.
What’s Your Home Worth
Are You Wondering “What’s Your Home Worth”?
Are You Looking At New Properties And Searching For Your Dream Home But Want
To Know How Much You Should & Could Spend?
If you’re browsing properties & searching for your dream home, wondering what your home is worth, you don’t have to wonder any more.
Find out the actual value of your home with our FREE Confidential Professional Custom Made Home Evaluation. With over 6 years of experience serving Brampton, Mississauga, Caledon, Toronto and the GTA (Greater Toronto Area) and selling Hundreds of properties, you can find out what your home is Really worth provided by one of the top Royal Lepage Teams Dave Merat & Associates***
Are You Thinking Of Selling Your Home In Brampton, Mississauga, Caledon, Toronto & The GTA?
If it’s time to sell your property, discover your true property value with total confidence and with over six years of experience selling homes in Brampton, Mississauga, Caledon Toronto & The GTA. Dave Merat & Associates became the Top Real Estate Team helping 100’s of homeowners to sell their homes for top dollar with his Guaranteed Home Selling System*. You want to sell with the peace of mind knowing that you are being assisted and guided by one of the top selling Royal LePage Team* to get you the value you deserve from your home sale ( your largest asset). Don’t take any chances and start with A FREE Confidential Professional Custom Made Home Assessment Today.
Get Maximum Exposure for Your Property and Take Advantage of Dave Merat’s Guaranteed Home Selling System & Program That Advertises Your Home 24/7 Until Sold.* Work With Dave Merat & Associates and Get Ready to Start Packing!!!
- Full MLS® Listing Service
- Your Home Is Advertised 24 Hrs. A Day Until Sold.
- A Proven Marketing System Working For You.
- Local, Nation And International Exposure
- Your Home Advertised On All High Traffic Real Estate Websites
- Social Media, Mass Exposure, Targeted Exposure, Email Blasts, and Amazing World Wide Web Presence To Help You Reach More Buyers.
- Mass Advertising On Google, Facebook, Youtube, Kijiji
- Professional Photography - Twilight Photography & Ariel Videography & Photography*
- Professional Virtual Tours - Of Your Home. DAVE 360* Video Tour, State of the Art HD Video Tour With Area Schools & Community Links
- Your Home Advertised In Real Estate Magazines With Feature Listings
- Local Newspaper Real Estate Section Ads
- Radio Commercials & Feature Listing Announcements
- Premium Feature Books (High Gloss Custom Color Booklets With Your Home Advertisement)
- Just Listed Post Card Distribution With Your Home Listing Targeted Homes
- Flyer Distributions Every Month With Your Home Listing Ads
- Fully Advertised Everyday Open House With Display Signs
- Your Home Sold Guaranteed or I'll Buy It*
- Colored Neighborhood Expert Report of the Property
- Home Staging & Virtual Staging, Organizing Consultation With Certified Stager or Cleaning Services
- A Professional Custom Made Home Evaluation That Shows You How To Get The Highest Value For Your Property.
- Expertise Selling Homes, Condos, Townhouses, & Investment Properties.
- An Amazing Renowned Real Estate Team, Dave Merat & Associates Royal LePage Agent Working For You.
Simply Submit The Form Below To Receive A FREE Confidential Professional Custom Made Home Assessment Today And When You’re Ready You Can Start Packing!!
Contact Me For Your Home Sale, You Won’t Be Disappointed
Submit The Form On This Page
A Professional Dave Merat &Associates Real Estate Team Will Contact You Promptly To Start Your Free Professional Custom Made Home Evaluation. The Best Real Estate Agents Will Get Started Helping You Sell Your Property Fast & For Top Dollar…
